What are social casinos?

Social casinos are casino-style games played with virtual coins that cannot be cashed out, so there is no cash prize to win. Sweepstakes casinos add a second coin that can be redeemed for prizes. That second coin is the main difference, and most recent state laws target it. Social casinos still carry legal questions, as Washington shows.

By InsideCasino.us. Updated November 5, 2026.

InsideCasino.us may earn a commission when you visit a casino through a link on this site. It never changes a score: see how we score. Not legal advice. 21+ only.

How is a social casino different from a sweepstakes casino?

Redemption is what separates them.

Social casinoSweepstakes casino
CoinsOne virtual currencyTwo: one for play, one redeemable
Cash or prizesNone under the termsPrizes when you redeem eligible coins
Can you spend money?Yes, on coinsYes, on coin packages
State casino licenseNoNo

Names and terms vary by site, and some sites run both models.

Can you win real money at a social casino?

No, not under the usual terms, because the coins have no cash value and cannot be exchanged. That does not make them free. You can spend real money on coins and never get any of it back, so set a limit as you would with any gambling. See responsible gambling if spending has become a problem.

Are social casinos legal?

Social casinos' legal status depends on the state, and Washington is the clearest warning. On March 28, 2018, the Ninth Circuit ruled in Kater v. Churchill Downs that the virtual chips in Big Fish Casino were a 'thing of value' under Washington law. In 2020, Churchill Downs and Aristocrat agreed to pay $155 million to settle two lawsuits, subject to court approval. Sheppard Mullin says these claims have succeeded mainly in Washington.

Do sweepstakes bans also cover social casinos?

Usually they aim at the dual-coin model, though the wording matters. Maine's law targets dual-currency games, and California's targets a purchased coin paired with a redeemable one. Reports differ on how far Montana's reaches for coins with no cash value. Trade site Sweepsy reported that one operator ended only sweeps play in Indiana and Maine in 2026 and kept its gold coin games running.

How can you tell which kind of site you are on?

Read the terms, and look for these signs of a sweepstakes model:

  • A second currency, often called sweeps coins.
  • A prize redemption page, or an identity check before redemption.
  • A set of sweepstakes rules or a mail-in entry address.
  • A list of excluded states.

What are the rules in your state?

Each state sets its own online casino rules. Pick a state to see its status, its regulator and the date we last checked it.

Read next: New sites

Sources

Checked November 5, 2026. Regulator rules were read through the sources listed, and they can change. How we research.

  • Womble Bond Dickinson: $155 million offered to settle Big Fish lawsuits (June 3, 2020)
  • Sheppard Mullin: the social casino sweepstakes model is under fire (March 7, 2025)
  • InfoLawGroup: sweepstakes casino laws in 2026 (July 27, 2026)
  • ZwillGen: analysis of California AB 831 (October 14, 2025)