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How do we rate online casinos?

We rate state-licensed online casinos with the InsideCasino Score, out of 100. It adds four parts from public facts: the states where a casino is live, the wagering on its welcome offer, regulator fines in 2026, and its fast payout methods. We publish the formula and every score, and commissions never change one.

By InsideCasino.us. Updated November 9, 2026.

What goes into the InsideCasino Score?

The InsideCasino Score has four parts, each with a fixed number of points:

PartPointsHow it is scored
Licence and states30States where the brand is live, from the offer table or an official state list: four or more scores 30, three scores 22.5, two scores 15, one scores 7.5. Every brand here is state-licensed.
Bonus terms25Wagering on the welcome offer: none or 1x scores 25, up to 5x scores 20, up to 15x scores 12, up to 25x scores 6, above 25x scores 3.
Regulator fines25Fines and penalties we found in 2026 New Jersey and Pennsylvania records against the operating company: none found 25, under $10,000 scores 22, under $50,000 scores 18, under $150,000 scores 12, $150,000 or more scores 6.
Payout methods20Fast payout methods listed for the brand (such as PayPal, Venmo, Apple Pay, Play+ or debit card): three or more scores 20, two scores 14, one scores 8.

Where we could not find a figure, the brand gets half marks for that part, and the table says "not found".

What are the current scores?

All 14 licensed casinos we rate have a current score, as of November 9, 2026. Each casino's profile shows the facts behind its score.

CasinoScoreStatesBonusFinesPayouts
1. Fanatics Casino97302522 ($2,000)20
2. Golden Nugget Casino9430252514
3. Bally Casino9322.5252520
4. FanDuel Casino93302518 ($25,000)20
5. BetRivers Casino9030252510
6. DraftKings Casino87302518 ($14,350)14
7. Caesars Palace Online823012.52514
8. Hard Rock Casino78152518 ($20,900)20
9. betPARX Casino7522.52018 ($40,000)14
10. BetMGM Casino6830126 ($206,000)20
11. bet365 Casino6422.5318 ($33,000)20
12. Borgata Casino6115206 ($206,000)20
13. betOcean Casino557.512.52510
14. PlayStar Casino507.532514

Where do the facts come from?

Each part uses the best source we could read from our server:

  • States: the official New Jersey and Pennsylvania lists, and the states named in the offer tables.
  • Bonus terms and payout methods: RotoWire's casino bonus table (updated November 8, 2026) and SportsLine's casino list (November 8, 2026). Casino websites block our server, so we could not read their own terms.
  • Fines: orders from the New Jersey Division of Gaming Enforcement and releases from the Pennsylvania Gaming Control Board, all from 2026.

Fines count against the company named in the order, so brands run by the same company share them. BetMGM, LLC runs BetMGM and Borgata online, for example.

What does the score leave out?

The InsideCasino Score does not claim that we played at, deposited with or withdrew from each casino. It also leaves out these points:

  • Game library size, because published counts disagree by two to three times.
  • Responsible gambling tools, because state rules require them at every licensed casino.
  • Fines in Michigan, West Virginia, Connecticut, Delaware and Rhode Island, and any we did not find in New Jersey and Pennsylvania.
  • Sweepstakes and offshore casinos, which are not scored yet.

Which casinos are not scored yet?

5 brands with InsideCasino.us profiles have no score yet:

Do commissions change a score?

No. InsideCasino.us may earn a commission when you visit a casino through a link on this site. The score comes only from the formula above, and the same facts give the same score whatever we are paid. Links to casinos are marked as sponsored.

How often are scores updated?

We recheck offers and fines and update the date on this page each time. Offers change often, so always read the current terms on the casino's own site, and check that it appears on your state regulator's list. See how we research for our wider method.